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SUMMARY OF INFORMATION PRODUCTS AND SERVICES PT HINO FINANCE INDONESIA


SUMMARY OF  INFORMATION PRODUCTS AND SERVICES PT HINO FINANCE INDONESIA FOR FINANCE LEASE FACILITY

 

I. PRODUCT INFORMATION

PT Hino Finance Indonesia ("HFI") runs Financing Lease activities. Finance Lease carried out in the framework of the provision of goods, which in this case a branded vehicles HINO by HFI for use by the Customer (Debtor / Lessee) where the main purpose of such use is to support business activities of the Consumer (productive) and lasts for a period specific time and transfer substantially the benefits and risks of goods being financed.

In terms of Finance Lease is ongoing, then the ownership of a vehicle as an object of transaction Lease (Finance Lease) remain on the HFI.

 

II. INFORMATION SERVICES

HFI provides convenience by providing services that can be used by consumers ( Debtor / Lessee ) as follows :

  1. Insurance coverage for goods facilitated Lease where HFI cooperate with insurance company PT Asuransi Central Asia (ACA) and PT Asuransi Sinarmas (Simas) ;

  2. Extension of vehicle registration certificate by issuing a letter of reference for the process of extension to the local police ;

 

III. GRANTING APPROVAL DATA AND INFORMATION

Consumers (Debtor / Lessee) in both of Finance Lease Agreement and other documents made ‚Äč‚Äčseparately hereby declares his/her consent and authorize HFI to provide and / or submitting personal data of consumers to other parties where HFI has a partnership or relationship is both commercial and non-commercial.

 

IV. ACCOUNT RECEIVABLE TRANSFER

Consumers agree and hereby authorize the HFI if a time required to transfer the receivables following rights, powers and guarantees arising under Finance Lease Agreement to another party where HFI has a partnership including but not limited to cooperation in the form of channeling , co-financing and other cooperation. On the matter Consumers understand that the transfer of these receivables was recorded as a result Consumers transferee receivable.

 

V. RISK

1.) As a financing facility in the form of Finance Lease , the Customer has risks that may arise, however, the risk will only happen if consumers violate one or more of its obligations under Finance Lease Agreement that was signed. The risks will arise, among others:

  • HFI can readily and immediately terminate the Finance Lease Agreement so that consumers are no longer able to enjoy the services provided under the Finance Lease Agreement that was signed;
  • Consumers shall promptly and immediately pay late charge and other costs incurred by the notes and calculations HFI are accountable;
  • Consumers are obliged to return goods (finance lease objects), or in the case of consumers (Debtor / Lessee) does not return the goods then the HFI can take back control of Consumer Goods of according to applicable regulations.

2.) Consumers will avoid the risk that might arise if consumers continue to comply with all its obligations under the Agreement Finance Lease (Finance Lease), especially in the following areas:

  • Pay installments with an orderly and timely manner;

  • Without the express written consent of HFI not retain or Consumers make big changes in insurance coverage that could potentially harm consumers HFI or lease, transfer, and securing the goods to another party.

 

VI. CONSUMER SERVICES FOR COMPLAINTS OR COMPLAINT

Consumers (Debtor / Lessee) can always submit question, suggestion, complaint or grievance by contacting HFI either via email to: customer-care@hinofinance.co.id or call by phone to (021) 21281600 on Monday - Friday at 9:00 am to 5:00.

Every complaint or complaints can only be served if the Consumer (Debtor / Lessee) convey data / supporting evidence can be accounted for.

Summary of product and service information is an introduction that aims to provide an understanding to the consumer prior to signing the Finance Lease Agreement is therefore a summary of Information Products and Services is an integral and inseparable Finance Lease Agreement. However, if there are differences in the content, purpose and understanding between Summary of the Finance Lease Agreement, the provisions applicable and binding are as set forth in Finance Lease Agreement.

 

V. RISK

1.) As a financing facility in the form of Finance Lease , the Customer has risks that may arise, however, the risk will only happen if consumers violate one or more of its obligations under Finance Lease Agreement that was signed. The risks will arise, among others:

  • HFI can readily and immediately terminate the Finance Lease Agreement so that consumers are no longer able to enjoy the services provided under the Finance Lease Agreement that was signed;
  • Consumers shall promptly and immediately pay late charge and other costs incurred by the notes and calculations HFI are accountable;
  • Consumers are obliged to return goods (finance lease objects), or in the case of consumers (Debtor / Lessee) does not return the goods then the HFI can take back control of Consumer Goods of according to applicable regulations.

2.) Consumers will avoid the risk that might arise if consumers continue to comply with all its obligations under the Agreement Finance Lease (Finance Lease), especially in the following areas:

  • Pay installments with an orderly and timely manner;
  • Without the express written consent of HFI not retain or Consumers make big changes in insurance coverage that could potentially harm consumers HFI or lease, transfer, and securing the goods to another party.

 

VI. CONSUMER SERVICES FOR COMPLAINTS OR COMPLAINT

Consumers (Debtor / Lessee) can always submit question, suggestion, complaint or grievance by contacting HFI either via email to: customer-care@hinofinance.co.id or call by phone to (021) 21281600 on Monday - Friday at 9:00 am to 5:00.

Every complaint or complaints can only be served if the Consumer (Debtor / Lessee) convey data / supporting evidence can be accounted for.

Summary of product and service information is an introduction that aims to provide an understanding to the consumer prior to signing the Finance Lease Agreement is therefore a summary of Information Products and Services is an integral and inseparable Finance Lease Agreement. However, if there are differences in the content, purpose and understanding between Summary of the Finance Lease Agreement, the provisions applicable and binding are as set forth in Finance Lease Agreement.

 



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